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Went to the William Wallace National Monument today. Saw his sword and climbed to the top of the tower with my daughter. Amazing day!! Down payment assistance programs from Preferred Mortgage Parnter’s investors can turn your dream home into a reality sooner than you think! Sometimes in the fog of life we need to rise up so we can see things clearly. It’s all out there. You just gotta go get it. Great morning walk. Gave me time to consider this from my reading: Begin each day by telling yourself: Today I shall be meeting with interference, ingratitude, insolence, disloyalty, ill-will, and selfishness – all of them due to the offenders’ ignorance of what is good or evil. —Marcus Aurelius Good morning!! First day of winter. The solstice is at 6:27p tonight. Days begin to get longer starting tomorrow. Let’s go!! You may grow old and trembling in your anatomies, you may lie awake at night, listening to the disorder of your veins, you may miss your only love, you may see the world about you, devastated by evil lunatics, or know your honor trampled in the sewers of baser minds. There is only one thing for it then — to learn. Learn why the world wags and what wags it. That is the only thing which the mind can never exhaust never alienate, never be tortured by, never fear or distrust and never dream of regretting. Just because you can’t see the path doesn’t mean it isn’t there. Keep going, you got this. It’s not all amazing sunrises. Sometimes it’s grey and dreary. Still gotta get out there and get sweaty. Make it a great day.

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Why Your Circle Matters and How Natural Hazard Disclosures are Critical in a Real Estate Transaction – Annette Khaliq – All Things Real Estate & Mortgage with Your Lender Chris

In this episode, we explore natural hazard disclosures with Annette Khaliq of JCP-LGS Disclosures. She discusses the importance of getting a Natural Hazard Disclosure (NHD) and why working with a reputable company that is aligned with the California Association of Realtors is critical in an unregulated space like NHD. She also shares insights on the current market and how managing stress is so important in maintaining a thriving business. Annette emphasizes the importance of having a strong circle of colleagues and friends with whom you can be truly vulnerable. Her energy and enthusiasm is infectious and whenever I see her, she is always bright and positive. Annette's primary focus is ensuring that her partners are supported and that their questions regarding NHD are answered quickly, thoroughly and professionally. She goes the extra mile by being connected and connecting her partners with valuable resources in the business. Useful links associated with this episode: Annette E. Khaliq Area Manager, JCP-LGS Disclosures 📲 (925) 980-1191 | 📩 Ankhaliq@firstam.com ⁠Instagram:⁠⁠⁠ @annettekhaliq http://www.Disclosures.com Your Lender Chris Christian Carr ⁠⁠⁠⁠www.yourlenderchris.com⁠⁠⁠⁠ Instagram:⁠⁠⁠ @mlocarr⁠⁠⁠ 📲 650-207-4364 | NMLS#1466899 📩 ⁠chris@yourlenderchris.com⁠ Equal Housing Lender
  1. Why Your Circle Matters and How Natural Hazard Disclosures are Critical in a Real Estate Transaction – Annette Khaliq
  2. Consistency is the key – How delivering a world class experience for your clients leads to a thriving business.
  3. Going the extra mile – How service makes the difference – Tony Alvino
  4. Givers Get and the Importance of Having a Mentor – Frank Quismorio – Rookie of the Year 2019, Bay East Association of Realtors
  5. How High-Quality Photos Not Only Impact a Home Sale But the Listing Agent Too!

Christian Carr
Loan Consultant
NMLS# 1466899
M: (650) 207-4364
E: Christian Carr 

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License. NMLS Consumer